PostFinance resets interest rates

From next August PostFinance will reduce the interest rates of different current accounts: the private account in CHF or EUR is even zero, from the current 0.01%. The result of this decision is the current difficult context of the interests in domestic and international financial markets, leading to pressure on operating results.

The interest rate on savings E-bill for private customers, business or associations (in CHF or EUR) is reduced to 0.05% from 0.10%, as the press release informs.

Adjustments are also planned for the credit cards. In particular, the treatment fee for purchases and the foreign currency withdrawals is increased to 1.2% from 0.9%. With these measures on the interest rates PostFinance follows the direction of the majority of the Swiss banks. For several months also UBS wrote off the interest on private accounts. Savings accounts at Credit Suisse and UBS offering 0.01%, while Raiffeisen offers its members still 0.1%.


Semptember 2015
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